"Secure Your Family’s Future Today!"
Affordable Health & Life Insurance Plans Tailored Just for You.
"Protect What Matters Most with Comprehensive Coverage Starting at Just Your Daily Snacks Expenses!"
Zero Salary Slip Required
Special declaration route enabled
Who's This For?
- IT Returns Filing NOT Required — No ITR Needed.
- Affordable Premiums for Every Budget.
- Hassle-Free Application Process (No Income Proofs).
- Financial Security for Your Loved Ones.
- Coverage Options up to ₹1 Crore.
- Open Consultancy Day (OPD) for Everyday Care.
Why Traditional Agents Reject Non-Salaried & Non-IT Return Buyers
And how our specialized 1-on-1 blueprint gets you approved seamlessly.
- ✕ Demanding 3 years of salary slips or Form 16 you don't have.
- ✕ Rejecting applicants who earn cash income or trade profits.
- ✕ Offering tiny ₹2 Lakh covers that run out during one hospital stay.
- ✕ Hidden clause traps during claims for self-employed individuals.
- Approved via alternative income forms & bank verification.
- High-value ₹50 Lakh - ₹1 Crore coverage layouts tailored for shop owners & traders.
- Open Consultancy Day (OPD) coverage for everyday doctor visits & diagnostics.
- 100% claim assistance with dedicated personal insurance manager.
Grow Your Money While Staying Fully Protected
Tata AIA's savings & profit-linked plans let non-salaried earners build guaranteed wealth alongside life cover. Your premiums don't just protect — they earn market-linked profits and guaranteed returns, so your family's fund keeps growing year after year.
- Guaranteed additions & loyalty benefits compounded yearly.
- Market-linked fund options with flexible profit switching.
- Return of premium on maturity — get back what you invest.
- Guaranteed loyalty additions compounded year after year.
Up to 7.5%*
Expected long-term returns on profit funds
100% Cover
Life protection throughout the policy term
Guaranteed
Maturity & loyalty additions compounded
Family First
Loved ones protected throughout the policy term
Complete Family Health Shield
Hospitalization, daily OPD care, diagnostics, and pre-existing condition coverage — all bundled into one plan designed for non-salaried families. No salary slips and no IT returns filing required.
- Open Consultancy Day (OPD) for everyday doctor visits.
- High-value cover up to ₹1 Crore for the whole family.
- 100% claim assistance with a dedicated manager.
Grow Your Money With Tata AIA Profit
Guaranteed returns, market-linked profit funds, and return of premium — your savings keep compounding year after year while your life cover stays fully intact.
- Up to 7.5%* expected long-term returns on profit funds.
- Guaranteed loyalty additions compounded yearly.
- Return of premium on maturity — get back what you invest.
Health & Wealth at One Place
Why juggle multiple agents and policies? Get your family's complete health protection and long-term wealth growth designed together in a single, foolproof plan — built exclusively for non-salaried earners.
How Much Protection Can You Get Without Salary Slips?
Tailored pricing for business owners, traders & non-IT return holders.
Just ~₹33/day to protect your entire family!
• Special declaration forms accepted in lieu of salary slip / Form 16.
• Open Consultancy Day (OPD) cover for everyday doctor visits & diagnostics.
Join this "first of its kind" 121 Meeting designed to transform your Family’s Future by designing absolute fool proof Life & Health insurance plans
In This 121, You'll Discover...
Secret 1
Protect Your Family’s Future, No Matter What Happens
Learn how non-salaried earners can lock in lifelong financial security with customized claim clauses that ensure zero rejection when your family needs money most.
Secret 2
Optimize Your Premiums While You Secure Your Life!
Discover smart savings strategies and premium-optimization hacks specifically applicable for business owners, self-employed individuals, and traders.
Secret 3
Build Wealth & Achieve Your Financial Goals Faster!
Combine high-yield savings & return of premium policies so your money grows steadily while keeping complete health risk coverage intact.
Meet Your Host
Senior Non-Salaried Policy Specialist
Tata AIA Insurance Services Head Advisor
"Over the last decade, I’ve seen hundreds of hard-working business owners, contractors, and non-salaried individuals turned away by standard insurance agents simply because they didn't have corporate salary slips."
"My mission is simple: to make sure every non-salaried family in India gets the exact same high-level health and life security enjoyed by corporate executives — with zero unnecessary paperwork."
Our Client Testimonials
See how non-salaried families secured ₹50L to ₹1Cr coverage with zero salary slips.
"I tried 3 different agents earlier, all asked for ITR and salary proof which I didn't have. Tata AIA team guided me with alternate bank statement route and got ₹50 Lakh health policy in 2 days!"
Sanjay Kumar
Grocery Store Owner, Jaipur
"Being a trader, income varies monthly. The advisor designed a combo policy starting at just ₹1,200/month. Completely stress-free process!"
Priya & Amit Verma
Trader & Small Business Owner
"Thought insurance was only for corporate employees. The 1-on-1 call opened my eyes to tax savings and complete family medical security with OPD coverage."
Ramesh Patel
Contractor & Building Vendor
Frequently Asked Questions for Non-Salaried Applicants
Everything you need to know about getting full family protection without corporate salary slips or traditional tax documents.
YES! Absolutely. IT returns filing is NOT required. Many top insurance providers offer specialized financial evaluation options, bank statement verification, or self-declaration formats for self-employed individuals, shop owners, traders, and cash-based income earners. You do NOT need standard ITR or Salary Slips.
Still Have Questions About Income Proofs?
Don't let paperwork stop you from securing your family's financial stability. Speak directly to our expert for custom non-salaried guidance.